Providing bespoke Mortgage & Credit Insurance solutions to lenders and financial institutions.
We strive to create flexible solutions for our clients, which:
As a niche and bespoke insurance provider, AmTrust's specialty is creating an insurance policy that adapts to the lender's needs. We can also insure mortgages for an inforce portfolio of mortgages on a back-book basis. In addition, we can look at bespoke solutions including but not limited to first loss deductible, stop loss features and different depths of cover.
The high-LTV market provides a greater margin to the lender. However, it also involves greater risk from a credit and default perspective. Our mortgage insurance solution allows lenders to increase their volume in these high-margin sectors while keeping their risk exposure low. Our insurance product protects against house depreciation, which, in turn, protects lenders in case of a borrower default. Lender loan loss provisions are reduced, and lenders can preserve capital with an insurance line that maximises revenue while controlling risk.
At no additional cost, lenders can take advantage of several additional services offered by the AmTrust team, including: